Employee Owned Benefits
What a novel idea … benefit plans established by the beneficiaries to meet their needs!
MEDICAL
- A Cafeteria Plan of Medical and Hospitalization Insurance with a variety of deductibles and premium plans.
- Optional Life and Disability riders and Vision/Dental Plans available.
- Employee-Owned … take it with you from employer to employer.
- Lowest cost plans negotiated with largest providers due to group size.
- Employer premium participation negotiable with employee.
- Automatic premium payment for up to six months of unemployment.
- NO Federal or State participation other than the normal oversight and regulations required of insurance companies.
FINANCIAL PLANNING
- Establish profitable Member-Owned Financial Planning programs for retirement and savings set up in such a manner that Employers can make appropriate government-approved contributions.
- No rollovers required due to change of employer.
- Employer contribution negotiable with employee.
- Complete transparency with best performing plan managers – lowest fees.
- NO Federal or State participation other than the normal oversight and regulations required of financial institutions.
ADDITIONAL POSSIBILITIES
With a significantly large subscribed membership there are numerous possibilities for WE THE PEOPLE to further affect other areas of business ...
- Maybe a YCB Credit Union could be established and it could issue low interest credit cards and ...
- Issue low interest home mortgages ...
- And even make low interest business loans!
Working together we can have the POWER to make changes ... changes that can make today's POWER BROKERS sit up and take notice. These changes would be those expressed by the YCB members - PEOPLE HELPING PEOPLE!
If these possibilities make sense to you and you want to get the ball rolling contact us.
